The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.

T.T. Munger

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A duty dodged is like a debt unpaid; it is only deferred, and we must come back and settle the account at last.

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A to-do list that isn't properly prioritized is just a disorganized mess of things that either won't get done or will get done poorly.

He who overcomes himself is mighty.

All things will be produced in superior quantity and quality, and with greater ease, when each man works at a single occupation, in accordance with his natural gifts, and at the right moment, without meddling with anything else.

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